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Money Fliptik Editorial 2025-01-12 4 min read

The 50/30/20 Budget Rule: Calculator & Examples

A simple framework for splitting your income into Needs, Wants and Savings. Includes a working example.

Created by Senator Elizabeth Warren, the 50/30/20 rule is the simplest way to budget without tracking every penny. You split your after-tax income into three buckets: 50% Needs, 30% Wants, and 20% Savings.

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